Charles Schwab Bank | Checking & Savings

Open a Schwab Bank account
in minutes.

Choose between our award‑winning checking account or a high‑yield savings account. No monthly fees, unlimited ATM fee rebates, and FDIC insurance.
Schwab Bank

Banking designed for you

Checking Account

High Yield Savings

Why choose Schwab Bank?

No monthly fees

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Unlimited ATM fee rebates

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FDIC insured up to $250,000

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Open an account in minutes

Investor Checking

No monthly fees, unlimited ATM rebates, linked brokerage account for seamless transfers.

High Yield Savings

Competitive rates, no maintenance fees, easy access to your money.

Here are answers to common questions about Schwab Bank:

Under the Schwab Security Guarantee, we'll cover losses in any of your Schwab accounts due to unauthorized activity.

No. Our checking and savings accounts have no monthly service fees, no minimum balance fees, and no foreign transaction fees. See our pricing guide.

Open online in about 10 minutes. Choose your account, complete the application, and fund it. Get started or call 800-435-4000.

Checking, high‑yield savings, CDs, money market accounts, home loans, and a Pledged Asset Line.

Yes, Charles Schwab Bank, SSB is a member FDIC. Deposits are insured up to $250,000 per depositor.

Have more questions? We're here to help.

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